One of many reasons:
Study: Credit card late fees are higher
Investigation found fees averaged $34, up from $13 in 1995
This is per month, not per year. And it doesn't include interest fees!
This blog is written for homeschoolers, many of us living on one income in a two-income economy. Prayerfully, we will discover the fruits of living frugally . . . together. And maybe share a tip or two.